Banking & Finance Law
We assist private and business clients in matters related to banking and finance law, including the negotiation, review, securing, refinancing and performance of credit and leasing relationships. Our approach takes into account both the legal framework of the transaction and its specific financial and practical implications for the client.
We provide legal assistance in relation to mortgage loans, including the review and interpretation of loan terms, protection against unfair clauses, clarification of the borrower’s rights and obligations, and support in communications with the financing institution. We also assist with matters related to early repayment, collateral, violations of the client’s rights, and court protection.
We advise clients on matters related to consumer loans, including pre-contractual information, the contents of the agreement, the right of withdrawal, early repayment, and protection against unfair clauses. Where necessary, we assist with filing complaints, communicating with the competent authorities, and procedural representation.
We assist with the establishment, review, amendment and release of credit collateral, including mortgages, pledges, guarantees, assumption of debt, accession to debt and other related mechanisms. We advise clients on the legal risks and consequences of providing or undertaking collateral and participate in negotiations with financing institutions.
We assist in assessing the possibilities for refinancing existing loans and in negotiating more favourable terms with a new or current lender. Our legal support includes reviewing the terms of the new financing, preparing and checking the necessary documentation, and dealing with matters related to the transfer or renewal of collateral.
We provide advice and legal assistance in relation to financial and operating lease agreements, including the drafting, review and renegotiation of clauses. We assist with matters related to the rights and obligations of the parties, transfer of rights, collateral, transfer of risk, acquisition of ownership after full repayment of the leased asset, and other related issues.
We assist in cases involving non-performing obligations by analysing the client’s legal position and the available options for protection or settlement of the debt. Depending on the case, we participate in negotiations with creditors for deferral, rescheduling or restructuring of obligations, prepare the necessary documents, and provide representation in court and enforcement proceedings.
- you are about to enter into a mortgage or consumer loan agreement;
- you would like a review of a loan or lease agreement before signing;
- you have concerns about unfair clauses or unfavourable terms;
- you wish to establish, amend or release credit collateral;
- you are considering refinancing an existing loan;
- you have a dispute with a bank, financial institution or lessor;
- enforcement is being sought against you in relation to an overdue or non-performing obligation;
- you have another matter related to banking, lending or finance law.
Contact us for timely legal advice and professional assistance with your matter.
